When approaching retirement, in a depressed market, does it really matter if you cash in your pension to whatever product? Let’s say at current market conditions the value of the pension is R5 million, but a few months ago it was R5.5 million, before the market dipped. If you transfer R5 million and the markets pick up again, would you also benefit from the same upswing in your retirement annuity, as the equity portion of the annuity is not that much lower as just before you retired?

It's vital to stick to the formalities when executing your will.

Your will expresses your final wishes about the distribution of your assets when you die. Given its importance it is astounding that the process of drafting a will is not taken more seriously, ideally with the assistance of someone experienced in will drafting. The need to ensure that emotions are kept in check and that all formalities are adhered to is critical.

The greatest ever unit trust investor was Peter Lynch, according to personal finance expert (Galileo Capital) Warren Ingram.

The Money Show's Bruce Whitfield asked Ingram to discuss some of Lynch's gems from the interview.

Protect your assets, or take the stress out of saving for your overseas trip, by saving in foreign currency.

In order to gain the maximum benefit, investors should always keep in mind that time in the market is more important than timing the market.